



Stock Loan Programme
Touchstone Capital Group is pleased to introduce its Stock Loan Programme, a strategic financing solution designed to unlock liquidity from your publicly listed shares without requiring a sale or loss of ownership control. This programme is tailored for listed companies, majority shareholders, and institutional investors looking to meet short- to medium-term capital needs.

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Key Features
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Loan Tenure: Flexible terms ranging from 1 to 5 years, renewable upon mutual agreement.
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Loan Amount: Based on a percentage (typically 50%–70%) of the market value of your listed shares, depending on the stock’s liquidity, volatility, and exchange regulations.
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Interest Rates: Highly competitive and customizable, based on risk profile, stock performance, and loan size.
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Currency Options: Available in USD, EUR, HKD, RMB, and other major currencies depending on borrower needs.
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Repayment Terms: Interest-only or customized amortization schedules; bullet repayment also available.
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Non-recourse: In most cases, the loan is non-recourse, meaning the borrower’s liability is limited to the pledged shares.
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Eligible Collateral
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Shares of publicly listed companies on major global stock exchanges, including:
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NYSE, NASDAQ, HKEX, LSE, SGX, SSE, SZSE, TSX, ASX, JSE, and others.
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The shares must be freely tradable and not under lock-up or restricted from pledge.
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Use of Proceeds
Borrowers can use the funds for a wide range of business and investment purposes, such as:
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Business expansion and working capital
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M&A and strategic acquisitions
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Refinancing of higher-cost debt
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Real estate or infrastructure investment
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Meeting capital adequacy and solvency requirements
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Bridging global funding rounds and IPO plans
Benefits of the Programme
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💼 Retain Ownership: No need to sell equity or dilute control.
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🔐 Confidentiality: Transactions are handled privately and discreetly.
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📈 Leverage Value: Unlock hidden value from your equity holdings.
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🔄 Flexible Terms: Structured to match your business cycle and funding goals.
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🌐 Global Access: Touchstone’s network supports cross-border funding needs.


Process Overview
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Initial Assessment: Share basic company and stock information.
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Valuation & Indicative Offer: Receive a preliminary term sheet.
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Due Diligence: Review of share liquidity, compliance, and financials.
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Loan Agreement & Share Pledge Setup
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Fund Disbursement: Typically within 7–14 business days of completion.
